Payless Car Sales Offers Easy Financing For Used Cars


Used Car FinancingSo ... you're in the market for a certified per-owned vehicle. That's great. You're in good hands. And you've come to the right place. We're happy you've found Payless Car Sales.

When you're shopping for a pre-owned vehicle, Payless Car Sales has on-site loan experts to assist you.

Call us at (732) 227-4367 to begin the process. Our associates will direct you to our online application form. It's secure and when we receive your application, our associates will look it over and follow up with you.


Buying A Car vs. Leasing A Car (A Brief Overview)


In making the decision on whether to buy or lease your new car, it is helpful to understand the primary differences between the two options. As follows is a brief overview for your consideration.

When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales tax in cash or roll them into your auto loan and pay an interest rate on the balance of the loan. Generally, your first payment is due a month after you sign your contract. This option may fit those who plan to keep their car for a long period of time and have a need to put unlimited miles on the vehicle.

When you lease, you are paying for only what you use of the vehicle. You do not have to put money down and sales tax will be included as part of your monthly lease payment. Your lease payment is determined in part on a money factor that is similar to the interest rate on a loan. You make your first lease payment at the time you sign your contract.

We hope this is helpful to determine which option best fits your situation. Our trained finance staff is available to give you further information about leasing or financing your next vehicle.

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Got Questions? Call To Speak With A Friendly & Knowledgeable Used Car Associate:

(732) 227-4367